Credit Card Mistakes That Can Prove Costly To You

-
Credit cards have changed the way people spend their money. With a card, you can even buy things even when you have low bank balance. There are lots of card options in the market like Kotak Mahindra Bank credit card, SBI credit card, CitiBank credit card, HDFC Bank credit card, etc., and therefore, you cannot complain about shortage of options. However, there are some mistakes which should not be committed by card holders. Let's have a look on those-

  • By ignoring terms and conditions: Terms and conditions can be complex for you but that should not become your reason of avoiding them. Many card holders got a surprise when they are told that there is a change in interest rate or there is any fluctuation in annual fees. It is necessary to read all terms and conditions carefully in order to avoid any such surprises. If you have any doubt then it is better to call the customer care executive and get it cleared.

  • Completely ignoring credit card monthly statement: Many people have the habit to avoid reading terms and conditions of monthly statement. It is useful to keep a proper check on your monthly statement in order to find out any discrepancy in it.

  • Paying only minimum dues: Many people have the habit of paying only minimum amount, due to which interest is charged on the unpaid results. Also, it can adversely affect your credit report. 

Comments

Post a Comment

Popular posts from this blog

Nursery Admissions St. Anne’s Convent School Sector 32-C, Chandigarh

-
Image
Registration   Notice for L.K.G 2015-16 APPLICATION FORM FOR REGISTRATION  TO  LOWER KINDERGARTEN 2015-2016. will be available on the School Web site   www.sacschd.in   from 1 st   to 20 th     December 2014, till   12 noon .   Eligibly:            Children born between 1 st   April 2010 and 31 st   March 2011.  Others need not apply.  The rest of the information will be on the application form. There are four pages in the form. The complete form must be downloaded and duly filled.    Registration Fee   Rs.  50/- (to be paid at the time of submission of the form)         Application form for LKG-2015-16 Principal
Read more

DC Montessori Smart School Admission Schedule And Procedure For The Session 2015-16

-
To DownLoad the Admission Form Click Here ADMISSION SCHEDULE AND PROCEDURE FOR THE SESSION 2015-16 CLASSES NURSERY TO XI . First Preference will be given to Transfer Cases (For Classes Prep – 1 to X). • Local Admission for Classes Prep - 1 to X will be taken depending upon the availability of the vacancies /seats. • For XI (Non – Medical & Commerce) - Written Test on 30th March 2015 (Test will be from the syllabus of Class X). 1.No. of Seats for Nursery Two (2) Sections in all, 25 kids in each Section. II. Eligible Criteria For Age Age group - 3 to 4 years, as on 01 April 2015. III. Fee Structure: SCHOOL FEE CLASS ADMISSION FEE SECURITY (REFUNDABLE) QUARTERLY FEE For New Students Only For New Students Only For All Students Nursery - VIII 16500 2000 9900 IX - X 16500 2000 10200 XI - XII (Non Medical) 10000 2000 13000 XI - XII (Commerce) 10000 2000 12000 TRANSPORT FEE ROUTE AMOUNT Modern Housing Complex Rs. 2100/- (700 X 3) Manimajra, Mansa De...
Read more

Baljyoti St. Joseph’s Academy Savita Vihar Nusery Admission Notice 2015-16

-
BALJYOTI St. Joseph’s Academy,        Savita Vihar   (Run by SJA Society, Jwala Nagar Shahdra  Delhi – 110032) Pre - School admission for the Academic Year 2015 - 2016      Dear Parents, * Registration forms for admission to Pre- School (LKG) will be issued on the following dates & timings: ·          From 02.01.2015 to 03.01.2015 between 09:00 am to 12:00 noon ·          From 05.01.2015 to 15.01.2015 between 09:00 am to 11:00 am NB:  Forms are available on weekdays ONLY * Submission of forms will be done on the following dates & timings: ·          From 13.01.2015 to 15.01.2015 between 11:00 am to 01:00  noon ·          From 16.01.2015 to 20.01.2015 between 09:00 am to 12:00 noon   ...
Read more